Indexed Universal Life (IUL) policies are here to help you achieve the dream of building wealth! Not only will they help you stay secure with a much needed financial boost – they also provide your beloved family members with a death benefit when you’re gone. This policy makes the difficult path ahead just a bit smoother, so why not start investing in it today? It's never too early to start planning for retirement – and Index Universal Life can be an essential part of that plan. Empower yourself to give your loved ones the best long after you leave this world. Start investing in Index Universal Life policies now, and it'll pay off beyond what you ever imagined.
Massive Growth Potential Packed Into A Life Insurance Policy
Unlock your financial potential with an innovative indexed life insurance policy! It provides all the benefits of investing in stocks and bonds without any of the risks associated with volatile markets. Plus, you can customize protection benefits to fit changing lifestyles and increase contributions over time for even more financial flexibility. Start taking steps towards freedom today – this ingenious strategy is just one way to secure a brighter future!
- Higher Return Potential
- Tax-Free Capital Gains
- Greater Flexibility
- No Social Security Impact
- Customizable To Your Needs
- Death Benefit
Frequently Asked Questions
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What is Indexed Universal Life Insurance?
With an indexed universal life (IUL) insurance policy, you can grow your cash value based on how the stock market performs. Unlike traditional investments in stocks and mutual funds, IUL policies shield you from losses if the markets take a dip - meaning that when the index goes up, so does your policy's cash value but it won't go down no matter what happens to in the stock market.
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How does an Indexed Universal Life Insurance policy work?
With an indexed universal life insurance policy, the cash value buildup portion of the policy is tied to a stock market index. This allows your cash value buildup to participate in market growth while also protecting you against losses. Essentially, the returns follow a published index, depending on how you set up your policy. If this sounds good to you, and you're interested in learning more, reach out to one of our experienced licensed consultants today.
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Can you lose money in an indexed universal life insurance policy?
It is unlikely you will lose money in an IUL because the policies set a guarantee to your principal to protect it against losses in the market.
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Can you take money from your IUL anytime you want?
While you can access your cash value in an IUL policy, there are certain cases when taking out the money will be taxable. For instance, you can withdraw up to the amount you've paid into the policy tax-free.
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How does cash value grows in an Indexed Universal Life policy?
This investment is linked to the stock market, but without the same risks. Every year, your cash value goes up or down depending on how the stock market does. You can also change your policy to fit your life better as it changes. And if you want to make this investment even better, try to increase the amount you contribute over time. This is a smart way to help improve your financial health!